SAVINGS & LOAN RATES
Loan Rates*
(APR=Annual percentage rate. All rates are fixed rates unless otherwise stated. Rates effective 07/19/08.)
As Low as 5.50% APR for 100% Financing - up to 48 months
As Low as 5.75% APR for 100% Financing - up to 60 months
As Low as 6.00% APR for 100% Financing - up to 71 months
As Low as 6.25% APR for 100% Financing - up to 72 months
This applies to:
New & Used Autos, 2001 year model and newer.
Maximum terms financed are as follows: current year model and 2 years older - up to 72 months, 3 and 4 model years old - up to 60 months, 5 and 6 model years old - up to 48 months, 7 model years and older - up to 36 months.
Used autos, year model 2000 and older, and all other types of collateral, new and used, will have a .25% APR increase in the rate.
This applies to:
Used Autos - 2000 and older
New & Used Motorcycles
New & Used Four Wheelers
New & Used Jet Skis
New & Used Boats
New & Used Utility Trailers
New & Used Horse Trailers
New & Used Luxury Horse Trailers
New & Used Travel Trailers
New Motorcycles
Click here to see how you can get up to 1% APR off your auto, motorcycle,
RV, boat or water toy loan rate!
*The rate you pay will be based on the number of years your loan is financed, down payment, plus your credit history. 72 month financing (collateral loans) has additional qualifying requirements. Check with the Credit Union for complete details. Rates subject to change without notice.
Signature, Line-of-Credit, & Comaker AS LOW AS 9.55% APR variable rate!
Home Equity Loans AS LOW AS 6.00% APR
Mortgage Loans - Call for current rates
Home Equity Line of Credit Loans AS LOW AS 4.5% APR variable rate
| Credit Cards | |
| Classic |
12.50% APR |
| Gold |
9.99% APR |
| Platinum |
7.99% APR |
| Share Secured |
16.00% APR |
| Visa Rewards Platinum Card |
7.99% APR |
Government Secured Student Loans
| In school |
6.80% APR |
| Repayment |
8.50% APR |
| Plus |
7.14% APR |
Term Share Secured Certificate
2% over highest paid share account or term certificate.
Variable rates are available on loans with terms of 12 months or longer.Rates subject to change without notice. Normal credit criteria applies.
Savings Rates**
APY=Annual Percentage Yield. DIV Rate=Dividend Rate
Regular Share Account - Tiered Rate Structure
|
Balances of |
DIV RATE |
APY |
|
.00 to 2499.99 |
1.50% |
1.51% |
|
$2,500 & over |
2.00% |
2.02% |
You will be paid the prospective dividend rate for that portion of your balance that falls within the daily balance ranges set forth above. Example: .01 - $2499.99 will pay 1.50 rate on the first tier, balances of $2500.00 or more pay 2.00 rate. The prospective APY for this tier will vary between the ranges disclosed, depending on the balance in the account. The stated APY on your statement is a blended rate of tier balance structure. Rates are subject to change at any time as determined by the credit union's Board of Directors.
Checking Plus Account
|
Daily Balances of |
DIV RATES |
APY |
|
$500 or more |
1.00% |
1.00% |
Individual Retirement Accounts
| meow |
DIV RATES |
APY |
| IRA Share Term Certificate, $500 mininum |
4.29% |
4.38% |
| IRA Deposit |
3.10% |
3.15% |
Fixed Dividend Rate Term Share Certificates
| meow |
DIV RATES |
APY |
| 3 month $1,000 minimum |
3.13% |
3.18% |
| 6 month $1,000 minimum |
3.23% |
3.28% |
| 12 month $1,000 minimum |
3.54% |
3.60% |
| 12 month $50 minimum |
2.54% |
2.57% |
| 15 month $10,000 minimum |
3.74% |
3.80% |
| 24 month $1,000 minimum |
3.64% |
3.70% |
Fixed Jumbo Dividend Rates Term Share Certificates
| meow |
DIV RATES |
APY |
| 3 month $95,000 minimum |
3.23% |
3.28% |
| 6 month $95,000 minimum |
3.53% |
3.59% |
| 12 month $95,000 minimum |
3.84% |
3.91% |
Penalty for early withdrawal. Rates are subject to change at any time.
